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FCA-regulated benefits broker

Everything benefits
and wellbeing.
Handled.

Broking, renewals, admin, leavers and joiners, communication, and wellbeing measurement. One partner. No management fee.

No management fee No platform fee Commission-only model Benefits your people actually use Communication built in FCA regulated Wellbeing measurement included No management fee No platform fee Commission-only model Benefits your people actually use Communication built in FCA regulated Wellbeing measurement included
Up to 40%
of benefits go unused - not because they're bad, but because nobody knows about them
Up to 3×
higher engagement when benefits are communicated clearly and consistently throughout the year
£0
advisor fee, platform fee or management fee. Not a promotion - it's how we work
90%
of employees say benefits are important to job satisfaction (research, CIPD) - yet most companies still treat them as an afterthought

Sources: CIPD, HSE, Employee Benefits Research 2024.

What's included as standard

This is what
good looks like.

Everything you need to run employee benefits properly. All included, no extras. Broking, platform, communication, and wellbeing measurement in one place.

Book a call →
What's included as standard with Alltoogether
Everything an HR Director needs to run benefits well, in one partner.
  • Commission-only pricing - no additional fees
  • Employee-facing benefits platform, included
  • Year-round benefits communication, included
  • Transparent engagement and utilisation reporting
  • Proactive, data-driven renewal management
  • Wellbeing measurement - not just an EAP link
See how Alltoogether delivers this →
How it works

Simple process.
Real results.

01
See if we're a fit

A short conversation about what you need, what you have, and whether we can do it better. No obligation, no sales pitch.

02
Smooth transition

We take over as your broker with zero disruption. Insurer relationships, renewals, compliance - we handle all of it.

03
Benefits people use

Platform live, communication running, wellbeing measurement active. Benefits that work because your people know they exist.

See the full process →
Intelligent Wellbeing Engine - included as standard

The IWE.
Three dashboards.
One 3-minute
check-in.

The IWE gives every employee a personal health dashboard, every manager team-level risk data, and HR the full organisational picture. All running from a 2-3 minute check-in. Included as standard. Learn how to communicate this to your team.

Employee
78/100
Personal health score
Flagged risk routed to their specific policy service - EAP, physio, GP. Private to them only.
Manager
65/100
Team wellbeing index
JDR demands vs. resources, department heatmap, 8 active risk flags. Never individual data.
HR / Exec
72/100
Org wellbeing index
Full department heatmap, ROI indicators, absence days prevented, benchmark vs. sector.

Illustrative example - not real client data.

Health Screener
Short check-ins.
Real early warning.

Regular 2–3 minute surveys measuring mental health, physical health, financial stress, and work ability. Scored against validated thresholds. Individual results stay private to the employee.

JDR Framework
The science behind
burnout.

The Job Demands-Resources framework - gold standard in occupational psychology. We measure workload, time pressure, autonomy, and support: the conditions that predict burnout before anyone hands in a sick note.

Dynamic Signposting
Your insurance.
Already working.

When risk is flagged, we identify which pathway inside their existing policy covers it and show them exactly how to access it. EAP via their PMI. Physio via their cash plan. Every benefit working harder.

Privacy-First
Measurement your
people will trust.

Employers see aggregated data only - never individual scores or responses. Fully GDPR compliant. Minimum five respondents before any team data is shown. Built to build trust, not erode it.

All included as standard

What you get
with Alltoogether.

  • Commission-only model. No management fee, ever.
  • Employee-facing benefits platform, included
  • Year-round benefits communication, built in
  • Proactive renewal management
  • Wellbeing measurement via the IWE, included
  • Full admin handled: leavers, joiners, day-to-day

Just had your renewal? We can review it same-day →

Ready to see if we're a good fit?

Let's have a
conversation.

30 minutes. We'll talk through what you need, show you what we do, and you'll know straight away whether it's a fit. No obligation.